Qualifications

Rental Qualifications

Below are the mandatory qualifications.

Not able to remedy. 

• No evictions within the last 15 years
• No felony convictions within the last 25 years
• No sex offender convictions
• Income greater than 2x the rent
• Credit score above 580
• No money judgments or collections in the past 4 years
• All past money judgements or collections need to be on a payment plan 
• No bankruptcies in the past 2 years
• A complete application with income verification, IDs, and credit/background report submitted
• All application information submitted needs to be 100% truthful.  Omitting information is to be considered untruthful 

Below are the secondary qualifications.  

If only 1 is not met, it may be an option to be remedied by a cosigner and/or higher security deposit. 

• Income 3x the rent
• 6 month job history at current job with most recent paystubs or new job with proof of acceptance letter and prior work history
• All past money judgments or collections need to be paid off in full (medical is not necessarily included)
• No bankruptcies in past 5 years
• Good past rental history with landlord references or ownership for 2 years
• Credit score above 670

Cosigner requirements. 

All of the above requirements need to be met in addition to below.

• Credit score above 720
• Income above 3x the rent after rent or mortgage is paid

These are the general rental requirements for McHugh Rentals & Investments LLC.  Some properties may have varying requirements depending on what the owner and/or investor group sets.